Compare TrustedPals Pet Insurance
Compare TrustedPals Pet Insurance
How we stack up
Different pet insurance companies have different plans, so it’s not all about price. Some types of cover are more valuable than others – make sure you know exactly what you’re getting.
We’re not afraid to show you how far ahead of the game we are in creating one of the best dog insurance and cat insurance programs.
Our humans do their best to keep our comparison chart up-to-date, but they are human and dog insurance and cat insurance do change. Our comparison illustration is only meant to summarize key features we feel your human may want to focus on. Ask your human to email us if you spot something not right and make sure your human reads and does their own comparison of your pet insurance plan before deciding which is the best pet insurance program for you.
TrustedPals
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Embrace | Figo | Healthy Paws | Nationwide | Pets Best | PetPlan | Trupanion | |||
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| Accident & Illness - Pet Insurance Plan included with NO additional add-ons | ||||||||||
| Same great coverage at all premium levels for all ages |  |
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| Premium options to fit every budget | |
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| Pre-existing and cured conditions clearly defined | |
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| Claims paid to your human | Up to 10 days | Up to 30 days | Up to 10 days | Up to 10 days | Up to 30 days | Up to 15 days | Up to 10 days | Up to 30 days | ||
| 100% reimbursement option | |
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| 0% co-pay option | |
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| Deductible type | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Per condition | ||
| No yearly exam required | |
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| Exam fee included for illness & injury | |
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| Prescription medicines | |
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| No (maximum) age limit | |
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| Hereditary conditions (no restrictions) | |
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| Chronic conditions (no restrictions) | |
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| Alternative and holistic treatments (no restrictions) | |
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| Waiting period | 14 days | 14 days | 14 days | 15 days | 14 days | 14 days | 15 days | up to 30 days | ||
| Waiting period for ligament & hip dysplasia | 12 months | 6 months | 6 months | 12 months | 12 months | 3 days | 6 months | 30 days | ||
| Death benefits | |
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| Wellness - Pet Insurance Plan | ||||||||||
| Wellness plan option | |
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| Heartworm testing and prevention | |
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| Prescribed nutritional supplements | |
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| Annual wellness exam | |
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| Dental trauma & prevention | |
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| Spaying or neutering | |
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| Vaccinations | |
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| Included with our TrustedPals Pet Insurance Program - more benefits coming! | ||||||||||
| Real-time 'pet finder' program | |
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| Custom Mobile APP/Mobile enable | |
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| Pet medical records storage | |
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| Dedicated TrustedPals Pet Advisors | |
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| Pledge 1% of our profits to disaster relief | |
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| TrustedPals
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|---|---|---|
| Accident & Illness - Pet Insurance Plan included with NO additional add-ons | ||
| Same great coverage at all premium levels for all ages | |
|
| Premium options to fit every budget | |
|
| Pre-existing and cured conditions clearly defined | |
|
| Claims paid to your human | Up to 10 days | Up to 30 days |
| 100% reimbursement option | |
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| 0% co-pay option | |
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| Deductible type | Annual | Annual |
| No yearly exam required | |
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| Exam fee included for illness & injury | |
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| Prescription medicines | |
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| No (maximum) age limit | |
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| Hereditary conditions (no restrictions) | |
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| Chronic conditions (no restrictions) | |
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| Alternative and holistic treatments (no restrictions) | |
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| Waiting period | 14 days | 14 days |
| Waiting period for ligament & hip dysplasia | 12 months | 6 months |
| Death benefits | |
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| Wellness - Pet Insurance Plan | ||
| Wellness plan option | |
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| Heartworm testing and prevention | |
|
| Prescribed nutritional supplements | |
|
| Annual wellness exam | |
|
| Dental trauma & prevention | |
|
| Spaying or neutering | |
|
| Vaccinations | |
|
| Included with our TrustedPals Pet Insurance Program - more benefits coming! | ||
| Real-time 'pet finder' program | |
|
| Custom Mobile APP/Mobile enable | |
|
| Pet medical records storage | |
|
| Dedicated TrustedPals Pet Advisors | |
|
| Pledge 1% of our profits to disaster relief | |
|
| Accident & Illness - Pet Insurance Plan included with NO additional add-ons | ||
| Same great coverage at all premium levels for all ages | |
|
| Premium options to fit every budget | |
|
| Pre-existing and cured conditions clearly defined | |
|
| Claims paid to your human | Up to 10 days | Up to 10 days |
| 100% reimbursement option | |
|
| 0% co-pay option | |
|
| Deductible type | Annual | Annual |
| No yearly exam required | |
|
| Exam fee included for illness & injury | |
|
| Prescription medicines | |
|
| No (maximum) age limit | |
|
| Hereditary conditions (no restrictions) | |
|
| Chronic conditions (no restrictions) | |
|
| Alternative and holistic treatments (no restrictions) | |
|
| Waiting period | 14 days | 14 days |
| Waiting period for ligament & hip dysplasia | 12 months | 6 months |
| Death benefits | |
|
| Wellness - Pet Insurance Plan | ||
| Wellness plan option | |
|
| Heartworm testing and prevention | |
|
| Prescribed nutritional supplements | |
|
| Annual wellness exam | |
|
| Dental trauma & prevention | |
|
| Spaying or neutering | |
|
| Vaccinations | |
|
| Included with our TrustedPals Pet Insurance Program - more benefits coming! | ||
| Real-time 'pet finder' program | |
|
| Custom Mobile APP/Mobile enable | |
|
| Pet medical records storage | |
|
| Dedicated TrustedPals Pet Advisors | |
|
| Pledge 1% of our profits to disaster relief | |
|
| Accident & Illness - Pet Insurance Plan included with NO additional add-ons | ||
| Same great coverage at all premium levels for all ages | |
|
| Premium options to fit every budget | |
|
| Pre-existing and cured conditions clearly defined | |
|
| Claims paid to your human | Up to 10 days | Up to 10 days |
| 100% reimbursement option | |
|
| 0% co-pay option | |
|
| Deductible type | Annual | Annual |
| No yearly exam required | |
|
| Exam fee included for illness & injury | |
|
| Prescription medicines | |
|
| No (maximum) age limit | |
|
| Hereditary conditions (no restrictions) | |
|
| Chronic conditions (no restrictions) | |
|
| Alternative and holistic treatments (no restrictions) | |
|
| Waiting period | 14 days | 15 days |
| Waiting period for ligament & hip dysplasia | 12 months | 12 months |
| Death benefits | |
|
| Wellness - Pet Insurance Plan | ||
| Wellness plan option | |
|
| Heartworm testing and prevention | |
|
| Prescribed nutritional supplements | |
|
| Annual wellness exam | |
|
| Dental trauma & prevention | |
|
| Spaying or neutering | |
|
| Vaccinations | |
|
| Included with our TrustedPals Pet Insurance Program - more benefits coming! | ||
| Real-time 'pet finder' program | |
|
| Custom Mobile APP/Mobile enable | |
|
| Pet medical records storage | |
|
| Dedicated TrustedPals Pet Advisors | |
|
| Pledge 1% of our profits to disaster relief | |
|
| Accident & Illness - Pet Insurance Plan included with NO additional add-ons | ||
| Same great coverage at all premium levels for all ages | |
|
| Premium options to fit every budget | |
|
| Pre-existing and cured conditions clearly defined | |
|
| Claims paid to your human | Up to 10 days | Up to 30 days |
| 100% reimbursement option | |
|
| 0% co-pay option | |
|
| Deductible type | Annual | Annual |
| No yearly exam required | |
|
| Exam fee included for illness & injury | |
|
| Prescription medicines | |
|
| No (maximum) age limit | |
|
| Hereditary conditions (no restrictions) | |
|
| Chronic conditions (no restrictions) | |
|
| Alternative and holistic treatments (no restrictions) | |
|
| Waiting period | 14 days | 14 days |
| Waiting period for ligament & hip dysplasia | 12 months | 12 months |
| Death benefits | |
|
| Wellness - Pet Insurance Plan | ||
| Wellness plan option | |
|
| Heartworm testing and prevention | |
|
| Prescribed nutritional supplements | |
|
| Annual wellness exam | |
|
| Dental trauma & prevention | |
|
| Spaying or neutering | |
|
| Vaccinations | |
|
| Included with our TrustedPals Pet Insurance Program - more benefits coming! | ||
| Real-time 'pet finder' program | |
|
| Custom Mobile APP/Mobile enable | |
|
| Pet medical records storage | |
|
| Dedicated TrustedPals Pet Advisors | |
|
| Pledge 1% of our profits to disaster relief | |
|
| Accident & Illness - Pet Insurance Plan included with NO additional add-ons | ||
| Same great coverage at all premium levels for all ages | |
|
| Premium options to fit every budget | |
|
| Pre-existing and cured conditions clearly defined | |
|
| Claims paid to your human | Up to 10 days | Up to 15 days |
| 100% reimbursement option | |
|
| 0% co-pay option | |
|
| Deductible type | Annual | Annual |
| No yearly exam required | |
|
| Exam fee included for illness & injury | |
|
| Prescription medicines | |
|
| No (maximum) age limit | |
|
| Hereditary conditions (no restrictions) | |
|
| Chronic conditions (no restrictions) | |
|
| Alternative and holistic treatments (no restrictions) | |
|
| Waiting period | 14 days | 14 days |
| Waiting period for ligament & hip dysplasia | 12 months | 3 days |
| Death benefits | |
|
| Wellness - Pet Insurance Plan | ||
| Wellness plan option | |
|
| Heartworm testing and prevention | |
|
| Prescribed nutritional supplements | |
|
| Annual wellness exam | |
|
| Dental trauma & prevention | |
|
| Spaying or neutering | |
|
| Vaccinations | |
|
| Included with our TrustedPals Pet Insurance Program - more benefits coming! | ||
| Real-time 'pet finder' program | |
|
| Custom Mobile APP/Mobile enable | |
|
| Pet medical records storage | |
|
| Dedicated TrustedPals Pet Advisors | |
|
| Pledge 1% of our profits to disaster relief | |
|
| Accident & Illness - Pet Insurance Plan included with NO additional add-ons | ||
| Same great coverage at all premium levels for all ages | |
|
| Premium options to fit every budget | |
|
| Pre-existing and cured conditions clearly defined | |
|
| Claims paid to your human | Up to 10 days | Up to 10 days |
| 100% reimbursement option | |
|
| 0% co-pay option | |
|
| Deductible type | Annual | Annual |
| No yearly exam required | |
|
| Exam fee included for illness & injury | |
|
| Prescription medicines | |
|
| No (maximum) age limit | |
|
| Hereditary conditions (no restrictions) | |
|
| Chronic conditions (no restrictions) | |
|
| Alternative and holistic treatments (no restrictions) | |
|
| Waiting period | 14 days | 15 days |
| Waiting period for ligament & hip dysplasia | 12 months | 6 months |
| Death benefits | |
|
| Wellness - Pet Insurance Plan | ||
| Wellness plan option | |
|
| Heartworm testing and prevention | |
|
| Prescribed nutritional supplements | |
|
| Annual wellness exam | |
|
| Dental trauma & prevention | |
|
| Spaying or neutering | |
|
| Vaccinations | |
|
| Included with our TrustedPals Pet Insurance Program - more benefits coming! | ||
| Real-time 'pet finder' program | |
|
| Custom Mobile APP/Mobile enable | |
|
| Pet medical records storage | |
|
| Dedicated TrustedPals Pet Advisors | |
|
| Pledge 1% of our profits to disaster relief | |
|
| Accident & Illness - Pet Insurance Plan included with NO additional add-ons | ||
| Same great coverage at all premium levels for all ages | |
|
| Premium options to fit every budget | |
|
| Pre-existing and cured conditions clearly defined | |
|
| Claims paid to your human | Up to 10 days | Up to 30 days |
| 100% reimbursement option | |
|
| 0% co-pay option | |
|
| Deductible type | Annual | Per condition |
| No yearly exam required | |
|
| Exam fee included for illness & injury | |
|
| Prescription medicines | |
|
| No (maximum) age limit | |
|
| Hereditary conditions (no restrictions) | |
|
| Chronic conditions (no restrictions) | |
|
| Alternative and holistic treatments (no restrictions) | |
|
| Waiting period | 14 days | up to 30 days |
| Waiting period for ligament & hip dysplasia | 12 months | 30 days |
| Death benefits | |
|
| Wellness - Pet Insurance Plan | ||
| Wellness plan option | |
|
| Heartworm testing and prevention | |
|
| Prescribed nutritional supplements | |
|
| Annual wellness exam | |
|
| Dental trauma & prevention | |
|
| Spaying or neutering | |
|
| Vaccinations | |
|
| Included with our TrustedPals Pet Insurance Program - more benefits coming! | ||
| Real-time 'pet finder' program | |
|
| Custom Mobile APP/Mobile enable | |
|
| Pet medical records storage | |
|
| Dedicated TrustedPals Pet Advisors | |
|
| Pledge 1% of our profits to disaster relief | |
|
